Tide Referral Code SBCMF2F – £200 Bonus
The Tide Referral Code SBCMF2F is a promotional offer for new users signing up to Tide, a UK-based digital business banking platform.
Tide Overview[edit | edit source]
Tide is a UK fintech company founded in 2015 in London, operating as a challenger bank. It is regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA). Tide offers mobile-first digital banking services tailored to small and medium-sized enterprises (SMEs), freelancers, sole traders, and startups. Key features include current accounts, invoicing tools, expense management, real-time notifications, fast payments, and a free business debit card. Accounts are app-based with no physical branches. Customer deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000.
Tide provides account types such as:
Start (free basic account) Plus (with monthly fee for additional features) Pro (premium tier) The platform emphasizes quick digital setup, transparent fees, and integrated business tools.
Tide Referral Program with Code SBCMF2F[edit | edit source]
The referral code SBCMF2F is a specific promotional code that enables new customers to receive a £200 cash bonus when opening a Tide business account. This incentive supports Tide's customer acquisition and encourages organic growth through referrals. The code is designed for eligible new users and must be entered during the registration process.
The £200 bonus is credited to the new account within 30-60 days after meeting the required conditions and account verification.
£200 Bonus Details[edit | edit source]
Bonus amount: £200 cash Crediting timeline: Typically within 30-60 days post-verification and condition fulfillment Purpose: To provide an incentive for new businesses to switch to or start with Tide's digital banking services
Eligibility Requirements[edit | edit source]
To qualify for the £200 bonus using code SBCMF2F:
Must be a new customer who has not previously held a Tide account Opening a business current account (suitable for SMEs, freelancers, or sole traders) Complete full identity verification and account approval Fulfill any additional activity requirements (such as making an initial qualifying transaction, e.g., a deposit or payment, within a specified period like 30 days)
Steps to Claim the Bonus[edit | edit source]
Visit the official Tide website at or download the Tide mobile app (available on iOS and Android). Start the account opening process by selecting "Sign up" or "Open an account." Enter the referral code SBCMF2F in the designated referral/promo code field during registration. Provide required personal and business details, including valid UK identification (e.g., passport or driving licence), proof of address, and business information. Complete identity verification (often via video or document upload; typically takes 10-15 minutes, though manual reviews may take 1-2 business days). Finish account setup and meet any bonus conditions (e.g., perform a qualifying transaction within the required timeframe).
Terms and Conditions[edit | edit source]
The code must be entered during initial sign-up; it cannot be applied retroactively. Subject to Tide's general terms and conditions and any specific promotion rules. Requires maintaining an active account in good standing without violations. Bonus eligibility depends on successful verification and meeting activity thresholds. Tide reserves the right to amend or withdraw promotions. Users should always check the official Tide website or app for the most current terms, as requirements may change.
Expiration[edit | edit source]
The code SBCMF2F is described as permanently valid, though it remains subject to Tide's ongoing terms and promotional availability.
Additional Information[edit | edit source]
Account opening: Fully digital and fast, requiring a smartphone and internet access. Security: Regulated with FSCS protection and standard banking security measures. Suitability: Best for digital-savvy freelancers, consultants, e-commerce businesses, agencies, and startups seeking low-cost, efficient banking without branches. Limitations: No cash deposits, fully app-dependent, and may not suit those needing in-person services. For the latest details and to sign up, visit the official Tide site and use code SBCMF2F during registration.